Find out if your company is overpaying for benefits
Get a free audit showing cost risks, renewal urgency, employee retention gaps, and options worth reviewing before your next renewal.
Sample Report · Calculated in 5 Minutes
Answer questions
About 5 minutes — company basics, current benefits, broker support, and renewal timing.
Get audit report
Benefits benefit score, peer benchmarks, dollar-impact estimate, and what to ask your broker — all on one page.
Advisor review
Optional second opinion from a licensed benefits advisor on what the report shows. No quote pressure.
5 min
Average completion time
7
Independent score categories
$0
Free, no credit card
2+
Employees · any size welcome
Step One · The Inputs
Approximate answers. Real insights.
You don't need a benefits binder or your last carrier renewal letter. Pick employee count, premium range, renewal month, and a handful of yes/no questions about your current broker service. Skip anything you don't know — directional is fine.
- No login, no credit card, no commitment
- Save and resume from any device
- Your answers are not sold or shared
Step Two · The Report
A benefit score, peer benchmarks, and a clear next step.
Your report lands on a single page: an overall benefits benefit score, seven category scores, a dollar-impact estimate of your last increase, peer benchmarks for your employee size band, and a printable list of questions worth asking at your next benefits conversation.
Benefit score
0–100
Category scores
7
Peer benchmarks
Yes
Printable PDF
Yes
What You'll Learn
Six things most employers don't have a clean answer to.
These are the questions a good broker reviews every year — but most renewals skip them. The audit surfaces what's hiding in your current setup.
Cost exposure
A dollar-impact estimate of your last renewal increase, plus where contribution strategy may be quietly hurting margin.
Blind-spot scan
The audit flags the 3–5 things most employers in your size band overlook — alternative funding, tax credits, plan-design gaps.
Peer benchmarks
How your offer compares to other employers in your employee size band — not a 500-person enterprise.
Service & advocacy
What good broker service actually looks like — and a checklist to grade what you're getting today.
Questions to ask
A printable list of the right questions to bring to your next benefits conversation — broker-agnostic.
Strategy fit
Plain-English pointers on SHOP, ICHRA, level-funded, PEO, and federal/state tax-credit programs your size band may qualify for.
Why this exists
The renewal you usually get vs. the read you should have.
Most SMB renewals happen in a single 45-minute meeting with one broker, one quote, and a 30-day signature window. The audit gives you the other side of that conversation.
Typical renewal
One quote, one broker.
- · 45 minutes, in person, once a year
- · One carrier, one funding type
- · No peer benchmark
- · No dollar-impact math
- · Sign by Friday
With Employee Benefit Audit
A second opinion, on your terms.
- · 5 minutes, anywhere, anytime
- · 7 score categories across funding types
- · Peer benchmarks for your size band
- · Dollar impact of your last increase
- · Optional licensed-advisor review
Audit Scope & Parameters
Six vectors reviewed before renewal
Where rising premiums and contribution strategy may be hurting you.
How much runway you have before your next plan year — and when broker pressure typically starts.
Whether your package keeps up with peers in your size range and industry.
Whether benefits dissatisfaction may be quietly costing you talent.
Educational pointers on SHOP, ICHRA, level-funded, PEO, and more — without pressure to switch.
What good broker service looks like — benchmarking cadence, options shown, and year-round communication.
A diagnostic — not a quote, not a sales pitch.
You get a benefits benefit score, category-level findings, peer benchmarks, and a printable PDF. What you do with it is up to you.